TCT Membership

There are many ways to be eligible for Membership.
You can join if you're...


  • An immediate family member (spouse, child, parent, sibiling, grandparent, grandchild) or household member of a current TCT Member.

  • A student at one of the following schools:
    Cambridge Central School Ballston Spa Central School
    Stillwater Central School SUNY Adirondack


  • An immediate family member (spouse, child, parent, sibling, grandparent, grandchild) or household member of one of the above.


Get Started
Complete an Account Opening Request Form and Return it to any TCT Branch in person, or fax or mail it to us.*

Account Opening Request Form Youth Savings Request Form


Become a Member Group: Do not see your employer or group on the Member Groups list? TCT offers Credit Union Membership to any company or group and its employees. On company letterhead state how many employees you employ along with the approximate distance to our nearest TCT branch and why you would like to join as a group. Submit this information, for approval, to your local TCT branch and we will take care of the rest. Your company or group will be notified upon approval.


While we hope you find the information you need online, we want to assure you that TCT is more than a website. We're your credit union, and we look forward to helping you. Call us at 1-800-721-8288 for friendly, local assistance or stop by one of our branches for personal service.


*The Account Opening Request Form (PDF) provides links to view the necessary policies and disclosures to join TCT. The following documents are necessary in order to complete the account opening process: A copy of your valid Driver's License, your Social Security Number.


                                Privacy Policy

   Logo      Logo   This credit union is federally insured by the National Credit Union Administration