UPCOMING HOLIDAY HOURS: TCT Branches will be closed Tuesday & Wednesday, Dec. 24 & 25 for Christmas. We will be open Tuesday, Dec. 31 from 9:00 am - 3:00 pm, and Closed Wednesday, January 1.  You can do many banking transactions with DIY Banking.

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Loan Rate Discounts

New Member Loan Rate Discount

New TCT Members receive a 0.25% rate discount on eligible loans closed within their first 30 days of membership.1 

 

Automatic Loan Payment Discount

Paying your loans automatically means you'll never be late making a payment which can positively impact your credit score.

Plus, when you set up automatic loan payments from a TCT checking account or payroll deduction, you'll receive a 0.25% rate discount on eligible loans.1

TCT Members also have the option to select their payment date and frequency; monthly or bi-weekly and to defer their first payment up to 90 days.2

 

If you're ready to apply today, let's not waste any time.

APPLY NOW

 

1Real estate, credit cards, student loans, and revolving lines of credit do not qualify for the rate discount. 
2Payment saver auto loans, real estate, credit cards, student loans, and revolving lines of credit do not qualify for the 90-day deferment.

 

FAQs

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A TCT Personal Loan

You can't always be prepared for life's surprises. We're here to help.

PERSONAL LOANS

 

Have Questions?

If you have additional questions, call us at 1-800-721-8288 or visit a TCT branch to meet with a Member Service Specialist. 

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