Visa Prepaid Cards

Q: Is my Visa Prepaid Card the same as a credit card?

No, your card is not a credit card. You can only spend the amount of funds that are available on the card.

Q: Is my Visa Prepaid card like a debit card?

Yes and no. Like a debit card, you can use the card at participating merchants that accept Visa debit cards. Also, you can spend only the funds available. However, unlike a debit card, a savings or checking account is not associated with the card.

Q: How do I activate my card?

You will need to activate your card prior to your first use of the card. Please call the toll-free number that comes with your card to access the automated service. Follow the prompts, including entering the last 4 digits of the telephone number that was provided upon purchase. The system will acknowledge that your card is now activated and ready for use.

Q: Where can I use my card?

Your card can be used for purchases in most situations such as where Visa debit cards are accepted.

VISA Prepaid Cards

Discover added convenience and security while staying within your spending limits. Manage your prepaid Debit Card online; track your spending and re-load your card. Because your Visa Prepaid Card is not tied to your TCT account, you will never overdraw your Checking Account. The card comes with Visa's Zero Liability Protection so you will not be at risk if the card is lost or stolen.

Prepaid Card System Outage

We apologize for the inconvenience and will resume offering Prepaid cards after the system outage, expected on April 28th.

Prepaid Access – will be unavailable from Saturday, April 25th through Monday, April 27th.

Prepaid Access – will be restored by Tuesday, April 28th.

Cardholder Access – card usage will be unavailable during the outage from Sunday, April 26th 8:00 am CT until Monday, April 27th 7:00 am CT.

Cardholder website and mobile access – all electronic access will be unavailable during the outage from Sunday, April 26th 8:00 am CT until Monday, April 27th 7:00 am CT.

MANAGE YOUR PREPAID CARD ONLINE

Visa Prepaid Cards are available at a minimal cost. Visit your local branch to purchase one today.

View all fees associated with CUMONEY Everyday Spend Cards

VISA^®Platinum Credit Card

Not all cards are created equal. We think ours is pretty great, and we think you will too. No Annual fee, No Balance Transfer fee, Cashback Rewards, and fixed low rates.

COMPARE YOUR CARD