No. You do not have to be a member to apply for a loan. However, you must become a member to close on a loan.
It’s easy to enroll in Pay Bills. Just log in to your account and click the "Bill Pay" link to access the short enrollment form.
It typically takes 7 to 10 business days to receive a new card in the mail. TCT offers Instant-issue Debit Cards at all branch locations, which can be picked up same-day.
For Debit cards: You will need to call to activate your card and select your PIN number.
For Credit cards: You will also receive a mailer, which will arrive separately from the card, with your new personal identification number (PIN).
Overdraft protection from a linked TCT savings account or loan is available. Contact us to set-up overdraft protection. Automatic Courtesy Pay with a $400 limit, and a $7 overdraft fee for checks/ACH is available with a Peace of Mind Checking account.
Please note: If you have questions about your TCT accounts, please log in to Online/Mobile Banking and click on the Envelope Icon near your name to send us a Secure Message. Confidential or personal information such as account numbers should not be communicated via standard email.
Login to Online or Mobile Banking.
Click the gear icon for 'Account Settings' near your name.
Click on 'Account Alerts', then you can choose to ‘Delete Alert’ by clicking on the trash can icon. Then you can click the button to 'Add Alert'.
1. Log in to online banking
2. Click on the gear icon 'Account Settings’ located near your name.
3. Click on ‘Account Alerts’
4. Click ‘Add Alert’.
5. Select from available Alert Types including:
- ACH Transaction
- ATM Transaction
- Balance Above
- Balance Below
- Bill Payment Processed
- Check Cleared
- Daily Balance
- Payment Due
6. Choose how you would like to receive the alert by either 'SMS' or 'Email' or both.
7. Click 'Add New Alert'
You may Open an Account online, or by visiting one of our branches. If a current TCT Member has referred you to join, enter their name in the ‘Who Referred You’ field, and you’ll both earn $5 referral rewards upon account opening. You can also visit your local branch to join TCT Federal Credit Union.
Please note: If you have questions about your TCT accounts, please log in to Online/Mobile Banking and click on the Envelope Icon near your name to send us a Secure Message. Confidential or personal information such as account numbers should not be communicated via standard email.
There are three ways to apply for a TCT loan. Apply online, apply over the phone or visit any TCT branch to apply in person.
No. You do not have to be a member to apply for a loan. However, you must become a member to close on a loan.
The primary or joint member can change their address on the account by any of the following five methods: 1) within the security of our online banking platform, 2) by signing an address change form at any of our branches or available online, 3) by mailing us a signed request in writing, 4) by emailing us at itsgreattocu@tctfcu.org or 5) by calling us at 1-800-721-8288.
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