- About TCT Federal Credit Union
- ATM Questions
- Banking Remotely
- Card Compromise Questions
- Checking Questions
- Credit Card Questions
- Credit Questions
- Debit Card Questions
- Direct Deposit
- Financial Literacy Questions
- General Product and Service Questions
- IRA Questions
- Loan Questions
- Mobile Banking Questions
- Online Banking Conversion Questions
- Online Banking Questions
- Pay Bills Questions
- Payment Saver Auto Loan Questions
- Savings Account Questions
- Scams, Fraud & Security FAQs
- School Banking Questions
- Share Certificate Questions
- Student Loan Refinance Questions
- Teacher of the Week
- Visa Prepaid Cards
At TCT, we will issue you a debit card that you can use to get cash completely surcharge-free at any of our four branch locations, plus 55,000 Allpoint ATM locations across the country. Allpoint is the nation’s largest surcharge-free ATM network. These ATMs can be found in several locations including Target, CVS, Speedway Gas Stations, Rite Aid, and more. To locate a surcharge-free Allpoint ATM near you, enter your zip code in our ATM Finder tool.
If your employer offers direct deposit, provide your Payroll or Human Resources Department our credit union’s routing number, 221374984, and your account number as shown in your Online/Mobile Banking.
TCT also provides a Direct Deposit form for your convenience. You will need to return it to your employer’s Human Resources Dept.
Direct Deposit is secure, convenient and fast. A Direct Deposit payment has never been lost; it saves you the errand of picking up your check and getting to the bank or credit union to deposit it, and gives you access to your money earlier than a traditional check.
Your payment is available to you on or before the opening of business the morning of your payroll effective date.