Save more with dividend-earning accounts
Keep your money secure while earning competitive dividends. Every TCT membership comes with a Share Savings Account. We also offer Sub-Share ‘Club’ Accounts, and Money Market Accounts to meet all your savings needs.
Share Savings Account
Every TCT member is an owner. Your membership includes a Share Savings Account, and a one-time deposit of $5 to secure your ownership share in the credit union. Maintaining this balance keeps your membership active and gives you access to all TCT products, services, and member benefits.
Club Account
With our Club Accounts, you can save separately for different needs like an emergency fund or new car. There's no minimum balance required, and you're allowed to have as many club accounts as you have reasons to save.
Regular Money Market Account
If you have at least $500 saved up, you can earn higher dividends on your average daily balance. You can make up to four withdrawals per month without a fee.
Money Market Special Account
Get a better return on bigger balances with our Money Market Special Account. If you have at least $60,000 saved up, you can earn higher dividends on your average daily balance. You can make up to two withdrawals per month without a fee.

6-Month Certificate Special
TCT Certificates provide guaranteed returns & a fixed rate. Find the TCT Certificate term that works for you!
Financial Education Resources
5 Steps to Ready, Set, Save blog article








