You can set-up automatic loan payments or payroll deduction, pay by phone, pay by transfer through online banking, or pay in person at any branch. We also provide a service that allows you to move money to your TCT account from another bank for a fee, Pay TCT.

There are three ways to apply for a TCT loan. Apply online, apply over the phone or visit any TCT branch to apply in person.

Apply Online

If you're delinquent in your loan payments — or expect to be — the best thing to do is to contact us right away.

While it can be stressful and overwhelming to contact your lender(s), early communication puts you in a positive light. Foreclosure or repossession is very costly for a lender, and we would generally prefer to help you get back on track to keep your home or vehicle. When contacting your lender(s) be honest. Describe your situation and know how much money you have available to make payments – do not agree to a payment that is not feasible with your current budget.

As a member of TCT, you can take advantage of the GreenPath Financial Wellness program, a free financial education, and counseling program.

Contact Us

No. You do not have to be a member to apply for a loan. However, you must become a member to close on a loan.

View Membership Eligibility Information