Auto Loan Refinance

Burdened with a High Monthly Payment on your Auto Loan?

Refinance your current auto loan from another lender and save. You may be able to pay it off more quickly or lower your monthly payment, freeing more cash for your short or long-term goals. Plus, enjoy no payments for 90 days*, and a variety of terms to meet your needs. Our Payment Saver Auto Loans can help reduce your payment even more for vehicles up to five years old.

Calculate Your Potential Auto Refinance Savings

Use this auto refinance calculator to compare your current loan from another lender with a refinance loan at TCT.
Current TCT loans are not eligible for refinancing.

Loan balance Enter your loan balance

Monthly payment Enter your current monthly payment

Interest rate (%) Enter your current loan's interest rate

Refinance amount Enter the amount you want to refinance

Term (months) Enter a loan term in months

Interest rate (%)

	Current loan	New Loan	Difference
Monthly payment
Months remaining
Interest remaining

Lower your Payment with a Payment Saver Auto Loan

Learn how you can avoid the negative equity treadmill, get all of the flexibility and benefits of vehicle ownership, and free-up more cash in your budget.

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FAQs

By what methods can I pay my TCT loan?

How can I apply for a loan?

What if I can't make my loan payment?

Do you have to be a member to apply for a loan?

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Testimonials

"We were looking for ways to lower our monthly payments on our vehicles. TCT is saving us almost $300 a month. We were so fortunate to have worked with them."

— Courtney W.

"I can't wait to have all of my debts consolidated into one payment with TCT's VISA!"

— Katy B.

"I had the good fortune to refinance my vehicle loan and save hundreds of dollars with TCT."

— William G.

"I recently had the pleasure of working with TCT on a home equity loan that consolidated my mortgage, second mortgage, and credit card debt. I now save over $1,100 monthly without extending the remaining time on my mortgage loan. Talk about a lifesaver!"

— William G.

"My car loan was done in a flash, instant approval. It was the easiest loan experience I’ve ever had."

— Dee M.

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Quick Links

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Have Questions?

If you have additional questions, call us at 1-800-721-8288 or visit a TCT branch to meet with a Member Service Specialist.

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