The Bulletin Board - A Newsletter for TCT Members
TCT is proud to partner with AmeriCU Credit Union to provide our members with expert support and assistance throughout the entire homebuying process.
All mortgage loans are originated through AmeriCU Credit Union, a full-service, member-owned credit union serving members from 24-counties in Upstate New York, including Central New York, the Mohawk Valley, Northern New York and the Southern Tier.
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Join TCT's Board of Directors, TCT Staff and Members on the evening of May 28th as we enjoy a dinner, elect one member to the Board of Directors and review TCT's financial performance and impact in 2024.
Location: The Embassy Suites, 86 Congress St., Saratoga Springs, NY
Date: Wednesday, May 28, 2025
Time: Check-in begins at 5:30 pm, Meeting begins at 6:30 pm
Reservations are required.
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Streamline your car buying journey and save with TCT!
Looking for a car but tired of the hassle? Say hello to convenience with TCT FCU. Everything you need for your entire car buying journey is right at your fingertips.
Start your search securely right from our website!
With EZ Car Finder, you can browse millions of cars, trucks, and SUVs, right from your computer or smartphone.
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Share on Facebook: TCT is Your One-Stop Shop for Auto Loans 
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Members Save 30% on any online estate plan April 1 - April 30
In celebration of National Financial Literacy Month, we're excited to offer you an exclusive 30% discount on any estate plan with Trust & Will from April 1 to April 30, available through Love My Credit Union Rewards!
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April Marks the 22nd Anniversary of Financial Literacy Month
TCT FCU believes in educating our youth about financial decisions needed to manage credit, debt, and savings. By Teaching kids how to be money smart at a young age, they’ll have the path to their dreams and success.
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On March 19, 1959, a small group of teachers gathered at the Kingsbury Hotel in Hudson Falls, New York, to start something remarkable. Sixty-seven educators had a simple but powerful idea: teachers deserved a financial institution that truly understood their needs.
Read TCT's Story, Where Teachers Bank on Community!
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Coming this Spring!
Included in a TCT Peace of Mind Checking account are enhanced checking benefits, plus extra features for your protection and peace of mind.
Peace of Mind Checking account holders will receive new and improved features including:
- New convenient access to your benefits within Online/Mobile Banking
- New Credit Reporting in addition to Credit Score
- New Credit Score Simulator Tool
- New Identity Monitoring with Alerts
- Dark Web Monitoring of email addresses
- Monitoring of Debit and Credit Cards
- Mobile Phone Protection - improved claim process
- New Shopping Rewards - get cash back when you shop online
Share on Facebook: Peace of Mind Checking Enhancements Coming Soon Share on Twitter: Peace of Mind Checking Enhancements Coming Soon 
Practical money management skills learned at an early age can have a lasting impact on the rest of your child’s life. In fact, this is one of the most important areas where you can truly change the course of their life. Educating your children about financial wellness will help them build healthy spending habits for the future.
Here are some great ways to teach your kids about money.
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Arctic Wolf (Unified Security Operations), a TCT IT vendor, has recently observed a campaign in which threat actors compromise widely used websites across various industries by embedding a fake CAPTCHA challenge
Read More »Share on Facebook: Beware of Fake CAPTCHA Challenges Share on Twitter: Beware of Fake CAPTCHA Challenges 
EZ Car Finder
Search millions of new, used, and certified pre-owned vehicles near you. Get pre-approved financing before you visit the dealer.
Teacher of the Week
TCT Federal Credit Union and Adirondack Broadcasting are proud sponsors of this weekly awards program honoring local school employees. If you know of a school employee who does an extraordinary job for you or your child, we want to hear about it. All school employees are eligible to win!
Tax Preparation Discount
Members can save big on expert tax help this tax season with enhanced partner offers and get a chance to win $10,000 in the Love My Credit Union Rewards Tax Time Sweepstakes!
Home Equity Line of Credit
Fund important goals like furthering your education, making home improvements, or consolidating debt. We can also help you refinance a current home loan from another lender.
Pay No Closing Costs for a HELOC up to $100,000*
Holiday Closings
- April 18th, 2025 (1:00 PM): Friday before Easter - Open 9 am - 1 pm
- May 24th, 2025: Memorial Day - Closed
- May 26th, 2025: Memorial Day - Closed
- May 28th, 2025 (3:00 PM): Annual Meeting - Open 9 am - 3 pm