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Start Smart with a TCT Student Account

Start Smart with a TCT Student Account

Authored By: TCT FCU on 10/1/2026

TCT now offers Student Savings and Student Checking accounts designed to help younger members practice saving, spending, and managing money responsibly, with guidance from a parent or guardian.

?Now is a great time to help your student build smart money habits.

Student Savings

  • No monthly fees, no minimum balance requirement
  • Competitive monthly dividends of 3.00% Annual Percentage Yield (APY)* on balances up to $1,000
  • Access to share certificates with low minimum balance options

Student Checking

  • No overdrafts, no insufficient funds fees
  • No monthly fees, no minimum balance requirement
  • Visa™ Debit Card available with parental oversight
  • Card Controls App provides visibility and account management

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If you would like to open a Student Savings or Student Checking Account, please contact us so we can help you choose the option that best suits your child’s needs.

LEARN MORE

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* For Student Savings Accounts, each tiered rate will apply only to that portion of the account balance within each tier. Dividend Period is the calendar month. Rates and yields for these accounts may change monthly as determined by the Credit Union’s Board of Directors. Please refer to the Truth in Savings Disclosure for additional information. This Credit Union is federally insured by NCUA.



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