Flexible College Funding
Our innovative private student lending solution is designed to help you responsibly fill funding gaps that may remain after you've exhausted lower-cost sources of aid.
With an education line of credit, you get built-in flexibility to borrow what you need, when you need it—all from a single, pre-approved line. Smarter, simpler, and built for your education journey.
Even if you’re unsure of the college you’ll be attending or the exact loan amount you may need, you can establish your private education line of credit with TCT today. Then, when you’ve finalized the details, we’ll be ready when you are.
Benefits of our solutions:
- Borrow up to $60,000 for Undergraduate Student Loans
- Borrow up to $100,000 for Graduate Student Loans
- Competitive fixed and variable interest rates
- Secure funding from our line of credit even if you're unsure of your college or exact funding needs
- Convenient line of credit structure with one application, multi-year approval
- Multiple repayment & in-school deferment options
- Borrow local from a not-for-profit credit union you can trust
- Reduce your rate by 0.25% by enrolling in automatic electronic payments (ACH) during repayment
Undergraduate Student Loans
Exact rates will depend on creditworthiness.
Paying for College Articles
- The Cost of College Life
- Repaying Student Loans
- Student Loan Payoff Calculator
- 7 min Activity - The Cost of College
- 10 min Activity - Filling Out the FAFSA
Resource Hub
With information ranging from college planning during the pandemic to advice on negotiating with a college for more financial aid, our hub is full of helpful, relevant information.
College Access Counselor
Whether you're a parent, high school student, or college graduate entering loan repayment, our College Access Counselor can walk you through the necessary steps to make smart decisions about paying for college – and beyond.
Contact an Undergraduate Student Loan Specialist at 877-230-4672
For servicing of existing undergraduate loans, contact UAS directly at 877-530-9782