UPCOMING HOLIDAY HOURS: TCT Branches will be closed Tuesday & Wednesday, Dec. 24 & 25 for Christmas. We will be open Tuesday, Dec. 31 from 9:00 am - 3:00 pm, and Closed Wednesday, January 1.  You can do many banking transactions with DIY Banking.

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Money Market Accounts

Money Market Accounts

Get a high yield without locking your money down, with a Money Market Account. If you have at least $500 saved up, you can earn dividends on your average daily balance. And you can make up to four withdrawals per month without a fee. 

Regular Money Market

If you have at least $500 saved up, you can earn dividends on your average daily balance. And you can make up to four withdrawals per month without a fee.

Open Money Market

Money Market Special

Get a better return on bigger balances with our Money Market Special Account. If you have at least $60,000 saved up, you can earn an even higher rate of dividends on your average daily balance. And you can make up to two withdrawals per month without a fee.
 

 

Money Market Savings
Effective Date: Saturday, December 21st, 2024
Account TypeAverage Daily Balance to Earn APYDividend RateAnnual Percentage Yield (APY)
Regular Money Market Account $500 – $9,999.99 0.15% 0.15%
  $10,000 – $24,999.99 0.15% 0.15%
  $25,000 – $49,999.99 0.20% 0.20%
  $50,000 and above 0.25% 0.25%
Money Market Special $60,000 and above 0.35% 0.35%

*Regular Money Market Accounts allow 4 free withdrawals per month. $5.00 fee for each withdrawal after 4.
**Money Market Special Accounts allow 2 free withdrawals per month. $10.00 fee for each withdrawal after 2. If your average daily balance falls below $60,000 you will earn our highest regular money market rate. If the balance falls below $60,000 you will have 30 days to bring your account back to at least $60,000 to maintain the special account designation.

For Share Savings, Sub-Share, IRA Share, Regular Money Market and Money Market Special Accounts there is a minimum average daily balance required to obtain the Annual Percentage Yield for the dividend period. Dividend Period is the calendar month. Rates and yields for these accounts may change monthly as determined by the Credit Union’s Board of Directors. Please refer to the Truth in Savings Disclosure for additional information.

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While we hope you find the information you need online, we want to assure you that TCT is more than a website. We're your credit union, and we look forward to helping you. Call us at 1-800-721-8288 for friendly, local assistance or stop by one of our branches for personal service.

 

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