No, you will start earning points the first time you make a transaction with your new credit card; however, you will need to register your card before you will be able to redeem your points. To register your card, visit tctfcu.org/credit-card and click the Register link.

Please visit tctfcu.org/credit-card starting 02/28/2022. On the right side, you will see “New to UChoose Rewards?” with a Register link. Click Register, and then enter your card number. Once your card is authenticated, it will ask to establish your username and password. Follow the instructions as provided.

Every time you make a purchase with your card, you’ll earn 1.5 points for every $1.00 you spend. Plus, you can earn additional points by shopping in-store or online with participating retailers. 

There’s no cost to participate. Membership in UChoose Rewards® is free as part of your TCT FCU credit card plan. Visit uchooserewards.com to start monitoring your points and browsing our online catalog.

To ensure there is no interruption in automated payments, contact the provider of this service (i.e., another bank or bill pay service) on or after 02/28/2022 to provide your new card number and payment address of P.O. Box 2711 Omaha, NE 68103-2711.

No. Your existing card will not work after 02/28/2022 at 6:45 a.m. EDT. Instructions will come with your new card to ensure it is ready to use on or after 02/28/2022.

Yes. As a security feature, all cards being issued with this conversion will have a unique number and will arrive separately. However, you will continue to receive only one bill, regardless of the number of cards on the account.

To ensure there is no interruption in recurring or preauthorized payments (such as monthly telephone, electricity, gas bills, insurance, clubs), contact the merchant on or after 02/28/2022 with your new card number and expiration date.

UChoose Rewards® is a program that earns you 1.5 points for every $1.00 you spend using your TCT FCU credit card. All TCT FCU VISA® credit cards with rewards are automatically enrolled in the program. You can redeem your points for cashback or toward anything from our huge online rewards catalog found at uchooserewards.com. 

It can take up to 40 days for your points to be credited to your account. You must first accumulate 1,500 points before you can redeem them. Your points are available to view on uchooserewards.com or the mobile app. Here you can keep track of the points you’ve earned, and then shop the online rewards catalog when you’re ready to redeem. A Wish List Tracker is also available to notify you when you’ve earned enough points to redeem a specific item. 

You earn points everywhere your VISA® credit card is accepted. Participating retailers offer additional reward points for purchases made at their stores or online. A list of participating retailers can be found at uchooserewards.com. 

You can access the history of your point activity through uchooserewards.com or via the UChoose Rewards® mobile app.

TCT Federal Credit Union is changing its credit card processor to better serve your credit card needs. This change requires that a new card be issued.

You will no longer receive a PIN in the mail, and your old PIN will not work with the new card. You can select your unique PIN by calling the number on the activation label and choosing the PIN option.

Yes. The new address will be included on the statement. If you pay this bill through online bill payment, you will need to update the mailing address to P.O. Box 2711, Omaha, NE 68103-2711 on or after 02/28/2022 to ensure that your payment reaches the processor by your due date.

No. Your interest rate and other terms on your account will not be changing.

You will not be able to access statements/history online as of 02/25/2022, so we recommend you save the statements to your computer or print hard copies before this date.

No. Your due date will stay the same.