Your money is insured by the National Credit Union Administration (NCUA), an independent agency of the United States Government. Your savings are federally insured up to $250,000 and backed by the full faith and credit of the United States Government.  More Info
 

Dividend rates on Share Certificates vary based on the term and the opening balance of the certificate. Share Certificates offer the highest rate of dividends of any savings option available at TCT.

Learn more about Share and IRA Certificates

A Share Certificate is a deposit made for a specified time period which may earn a higher rate of dividends than a savings account. A share certificate has a maturity date, a specified fixed dividend rate and can be issued in any denomination of $1,000 or more. If you cash in a certificate before its maturity date, you would pay a penalty. Link to Share Certificates