Scholarships Available
Attn: High School Seniors headed to college or trade school in 2026. Let TCT help fund your education.
Holiday Loan Special
Stretch your budget with TCT's Holiday Loan, and avoid higher-interest debt. Apply by January 31!
Auto Loan Rates are Falling
Are you ready for a winter wonderland?
Start Your Vehicle Search on our website.
I'm Interested in...
Keep Tabs on your Cards
Receive real-time transaction alerts, turn your card ON/OFF, set usage controls, and more with the TCTFCU Cards App.

Silver Bells for Seniors
Help TCT spread holiday cheer to our local nursing homes. Visit a TCT Branch and select a silver bell from the tree— shop, wrap, and return the gift with the bell tag by Dec. 18th.

Career Opportunity
TCT FCU is looking for a professional and accountable individual with a strong “Member First” mentality to lead our Ballston Spa team as Branch Manager.
Sound like you?

Skip-A-Payment Available
Need extra cash? TCT Members may request to skip their eligible loan payment in November or December.

VISA® Platinum Credit Card
Not all cards are created equal. We think ours is pretty great, and we think you will too. No Annual fee, No Balance Transfer fee, Cashback Rewards, and fixed low rates.

Do you have Peace of Mind?
A TCT Peace of Mind Checking account comes with enhanced checking benefits and extra features to protect you and your lifestyle.

6-Month Certificate Special
TCT Certificates provide guaranteed returns & a fixed rate. Find the TCT Certificate term that works for you!




