Choosing the right financial institution is a significant decision, and we're thrilled that you've selected TCT Federal Credit Union as your trusted financial partner. Your trust in our institution is something we hold dear, and we are committed to providing you with a banking experience that goes the extra mile. At TCT FCU, we have a checking account that is right for everyone, at every stage of their financial lifetime. Now is an excellent time to review your financial goals, accounts, and the benefits available to you.

Here are a few reasons why you should consider TCT's Peace of Mind Checking account for you and your family:

1. Worry-free Banking Benefits – Our checking accounts include the convenience of our network of surcharge-free ATMs, neighborhood locations, flexible branch hours, and peace of mind knowing that your deposits are covered up to $250,000 by NCUA.

2. Team of Professionals, here for you – Our friendly, knowledgeable member service specialists are eager to help you meet your goals.

3. Tons of Account Freebies – Mobile and online banking, remote deposit, free debit card, and free paper statements are just a few of the things you receive as part of every checking account at TCT FCU.

4. Plus, with Peace of Mind Checking account, you are entitled to these additional features that on their own could easily cost you more than $50 per month.

• Fully Managed Identity Theft Recovery
• Credit and Dark Web Monitoring with Alerts
• Monthly Credit Score
• Mobile Phone Insurance covering accidental damages, malfunction, and theft
• Online discounts on shopping, dining, travel, and entertainment
• Automatic Courtesy Pay with a $400 limit, $7 overdraft fee for checks/ACH*
• Reduced $5 Non-Sufficient Funds fee*
• Debit Card Round-UP to save automatically (optional)
• Duplicate Checks with direct deposit, at no cost
• Account Research and Statement/check Printing services, at no cost
• Money Orders and Corporate Checks, at no cost

*Any negative balance should be resolved within 30 days. Overdraft Overview and Courtesy Pay Agreement 

If you are already a Peace of Mind Checking account holder, you’re ahead of the game and set up with great savings.

Looking for ways that you can save even more? We’re only a click, tap, or phone call away. Reach out today–we are here to provide you with personalized guidance and can help you find the financial products and services that meet your needs.

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